General Liability Insurance

Home /General Liability Insurance

Other Services

Apply Now

Affordable, reliable coverage for life, home, auto, and more.

Call for More Info

(818)-922-7225

General Liability Insurance – Protect Your Business from the Unexpected

No matter how careful you are, accidents can happen. A client slips and falls. A contractor damages a customer’s property. A claim is filed — and suddenly, your business is on the line.

OGI (Online General Insurance) provides General Liability Insurance that protects your company against costly lawsuits, property damage, and injury claims — so you can focus on growth without fear.

Why General Liability is Essential for Any Business

Customers, vendors, or visitors could file injury or damage claims
Landlords, clients, and licensing boards often require proof of coverage
Many B2B contracts or project bids won’t be accepted without a COI (Certificate of Insurance)
Without it, one legal claim could bankrupt your operations

What OGI General Liability Covers

Bodily Injury – If someone is hurt on your property or job site
Property Damage – If your business operations cause damage to someone else’s property
Legal Defense Costs – Attorney fees, court costs, and settlements
Advertising Injury – Claims of slander, libel, or copyright infringement
Medical Payments – Minor injuries regardless of fault
Tenant Liability – For property damage to a rented workspace

Real-World Examples of Liability Claims

A customer trips on a loose floorboard in your office
Your employee accidentally scratches a client’s car during a service visit
A competitor claims your social media campaign uses their slogan
Water leaks from your equipment into the tenant unit below

Why Choose OGI for Liability Coverage?

01

Same-Day COI Delivery

Send to landlords, vendors, or partners instantly

02

Dedicated Advisors

We walk you through every term and exclusion

03

Industry-Specific Protection

We match coverage to your risk type

04

Policy Reviews & Adjustments

As your business grows, we keep coverage aligned

Who Needs General Liability Coverage?

Contractors, builders, plumbers, electricians
Freelancers, marketers, creative professionals
Retail shop owners, salons, barbers, cafes
Office-based service providers (consultants, accountants, real estate agents)
Anyone with a physical business location or who performs services at client sites

How It Works

Tell us about your business – operations, team size, location

We assess your risk profile and recommend ideal limits

You receive a custom quote and digital COI — fast

Don’t Risk Everything You’ve Built

One lawsuit could set your business back years — or end it entirely.
With OGI, you get peace of mind, legal protection, and credibility — all in one place.

OGI General Liability Insurance – Guard Your Brand. Secure Your Future.

Call Now