Terms and Conditions

Welcome to Online General Insurance Service (“we”, “our”, “us”). By accessing or using our website www.onlinegeneralinsurance.com (the “Site”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use the Site.

SMS Terms & Conditions

1- SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
If you consent to receive informational SMS from Online General Insurance Services, you agree to receive SMS from us. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary.

2- Types of SMS Communications:

If you have consented to receive text messages from [Company Name], you may receive messages related to the following (provide specific examples):

Customer Care

Example: This a reminder that you have an upcoming payment for your insurance, Please contact Online General Insurance Services. Reply STOP to opt out.

3. Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive up to 10 SMS messages per week related to your appointments.

4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5. Opt-In Method:

You may opt-in to receive SMS messages from Online General Insurance Services in the following ways: By submitting an online form

6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7- Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at Submit Help Request
Additional Options:
If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8- Standard Messaging Disclosures:

Message and data rates may apply.
You can opt out at any time by texting “STOP.”
For assistance, text “HELP” or visit our [Privacy Policy] and [Terms and Conditions] pages. Message frequency may vary

Privacy

Your use of the Site is also governed by our Privacy Policy. For More information on how we collect and use your data please visit our Privacy Policy.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages

Use of the Site

Eligibility: You must be at least 18 years old to use the Site. License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes.
Prohibited Activities: You agree not to use the Site for any unlawful purpose or in a way that could damage, disable, overburden, or impair the Site. Prohibited activities include, but are not limited to: Unauthorized access to the Site or any related systems. Using the Site to transmit harmful or disruptive code. Engaging in any activity that interferes with others’ use of the Site.

Intellectual Property

Ownership: All content on the Site, including text, graphics, logos, images, and software, is the property of Online General Insurance or its licensors and is protected by intellectual property laws. Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our site without our prior written consent.

Disclaimers and Limitation of Liability

No Warranty: The Site is provided on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the site or the information, content, or materials included on the site. Limitation of Liability: To the fullest extent permitted by law, Online General Insurance Services shall not be liable for any damages of any kind arising from the use of the site, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

Indemnification

You agree to indemnify, defend, and hold harmless Online General Insurance Services, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees arising from your use of the Site or your violation of these Terms and Conditions.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the [State/Country], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in the United States of America (All 50 states) for any disputes arising out of or relating to these Terms and Conditions or your use of the site.

Changes to Terms and Conditions

We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms and Conditions.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at: Online General Insurance Services info@onlinegeneralinsurance.com

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