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Boat Insurance – Navigate With Confidence

Whether you’re sailing for sport, fishing for relaxation, or cruising with family, your boat is a serious investment — and it deserves more than minimal protection.

At OGI (Online General Insurance), we provide comprehensive, flexible, and water-ready boat insurance that protects your vessel, your passengers, and your lifestyle — on and off the water.

Why You Need Boat Insurance That Goes Beyond the Basics

Accidents don’t just happen on highways — collisions, grounding, and weather damage are common on water
Many home insurance policies offer limited or no coverage for watercraft
Repairs, replacements, or liability claims can cost tens of thousands of dollars
Marinas, lenders, and coastal jurisdictions often require proof of full coverage

Common Risks Boat Owners Face

Storm or hurricane-related damage
Theft or vandalism at dock or storage
Onboard injuries or passenger medical claims
Collisions with other boats, debris, or property
Mechanical failures while on water
Fuel spills and environmental damage liability

What Makes OGI the Smarter Choice for Boaters

01

Flexible Coverage

Tailored for sailboats, powerboats, pontoons, jet skis, and yachts

02

Fast Certificate Issuance

Required by most marinas, events, or financing contracts

03

Experienced Advisors

Talk to people who understand marine insurance

04

Bundling Options

Combine with RV, auto, or homeowners for additional savings

What OGI Boat Insurance Covers

Physical Damage (Hull & Motor) – Accidents, fire, storms, sinking
Liability – Bodily injury and property damage to others
Medical Payments – For you and your passengers
Trailer Coverage – Theft or damage in transit or storage
Personal Belongings – Fishing gear, life jackets, electronics, etc.
Wreck Removal & Fuel Spill Liability – Environmental compliance

How It Works – Your Boat. Our Process.

Tell us about your vessel – type, length, value, usage

Receive a tailored quote within hours

Get insured and access your digital proof of coverage immediately

Enjoy the water with full protection in place

Whether You're Docked or Drifting – OGI Has You Covered

From inland lakes to open coastal waters, OGI Boat Insurance travels with you. Our policies are written for real-life boating situations — not generic “add-ons” that leave you exposed.

OGI Boat Insurance – Insure Your Escape. Protect Your Passion.

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